My curriculm data Essays

My curriculm data Essays My curriculm data Essay My curriculm data Essay Gendarmes office Meeting Manager: Weeks Said Note taker Iranian AL-Mari Attendees: Iranian, Faker, Waft, and Maybe Absent: I-Meeting Discussion point: Staff Discussion and Action Point Notes Projects issues: Weeks Talk to Soma about B. E about B. E budget. Waft did a great Job last week of collecting impact assessment of WBT. Set with Iranian and Faker for B. E customization for farmers. Iranian has to contact Wall to ask about more information in implementing B. E farmers curriculum in Algeria and when can we have the farmer curriculum. Train the consultant to train the farmers. Presentation from Waft about the impact assessment of WEBFOOT training to present it in SF meeting. Maybe has to follow up HUB manager Mohammed Henna for applying Business Women plan of May. Maybe has to start to evaluate the project through selecting beneficiary and know their current situation after being involved in project activities. Iranian Following up training in Saunas , Hoodoo , BIB, and Taxi. Face difficulties because of B. E partners delay the invoices and related documents. Follow up with Waft B. E arrangement for TOT. Follow up the Monitoring and Evaluation consultant. Assessment for new business edge partners. New assistant for issuing certificates for partners instead of Waft. Set with Iranian to see farmers B. E new customization. Set with Weeks and Waft to see the impact of WBT training. Waft Finished the impact assessment for WBT training. Follow up B. E new trainers and make interviews with them. Follow up B. E certificates. Maybe Training B. E in Marketing for Business Women in Mukluk during 5-8 May 2013. And the same training will be in Aden, and Hoodoo will be handled next week . Having Business Women form Outside Yemen( Philippe and Mona ) but waiting the feedback from Faker. HUB plan for May

Ten Facts About the U.S. State of Oklahoma

Ten Facts About the U.S. State of Oklahoma Population: 3,751,351 (2010 estimate)Capital: Oklahoma CityBordering States: Kansas, Colorado, New Mexico, Texas, Arkansas and MissouriLand Area: 69,898 square miles (181,195 sq km)Highest Point: Black Mesa at 4,973 feet (1,515 m)Lowest Point: Little River at 289 feet (88 m)Oklahoma is a state located in the central southern part of the United States to the north of Texas and the south of Kansas. Its capital and largest city is Oklahoma City and it has a total population of 3,751,351 (2010 estimate). Oklahoma is known for its prairie landscape, severe weather and for its fast growing economy.The following is a list of ten geographic facts about Oklahoma: The first permanent inhabitants of Oklahoma are believed to have first settled the region between 850 and 1450 C.E. In the early to mid-1500s Spanish explorers traveled throughout the area but it was claimed by French explorers in the 1700s. French control of Oklahoma lasted until 1803 when the United States purchased all of Frances territory west of the Mississippi River with the Louisiana Purchase.Once Oklahoma was purchased by the United States, more settlers began to enter the region and during the 19th century, the Native Americans who had been living in the region were forcibly moved away from their ancestral lands in the region to the lands surrounding Oklahoma. This land became known as Indian Territory and for several decades after its creation, it was fought over by both the Native Americans who had been forced to move there and new settlers to the region.By the end of the 19th century, there were attempts to make Oklahoma Territory a state. In 1905 the Sequoyah Statehood C onvention took place to create an all Native American state. These conventions failed but they began the movement for the Oklahoma Statehood Convention which eventually led to the territory becoming the 46th state to enter the Union on November 16, 1907. After becoming a state, Oklahoma quickly began to grow as oil was discovered throughout several regions of the state. Tulsa was known as the Oil Capital of the World at this time and most of the states early economic success was based on oil but agriculture was also prevalent. In the 20th century, Oklahoma continued to grow but it also became a center of racial violence with the Tulsa Race Riot in 1921. By the 1930s Oklahomas economy began to decline and it suffered further due to the Dust Bowl.Oklahomas began to recover from the Dust Bowl by the 1950s and by the 1960s. Massive water conservation and flood control plan was put into place to prevent another such disaster. Today the state has a diversified economy that is based on aviation, energy, the manufacture of transportation equipment, food processing, electronics and telecommunications. Agriculture also still plays a role in Oklahomas economy and it is fifth in U.S. cattle and wheat production.Oklahoma is in the southern United States and with an area of 69,898 square miles (181,195 sq km) it is the 20th largest state in the country. It is near the geographic center of the 48 contiguous states and it shares borders with six different states. Oklahoma has a varied topography because it is between the Great Plains and the Ozark Plateau. As such its western borders have gently sloping hills, while southeast has low wetlands. The highest point in the state, Black Mesa at 4,973 feet (1,515 m), is in its western panhandle, while the lowest point, Little River at 289 feet (88 m), is in the southeast.The state of Oklahoma has a temperate continental throughout much of its area and a humid subtropical climate in the east. In addition, the high plains of the panhandle area have a semi-arid climate. Oklahoma City has an average January low temperature of 26Ëš (-3ËšC) and an average July high temperature of 92.5Ëš (34ËšC). Oklahoma is also prone to severe weather like thunderstorms and tornadoes because it is geographically located in an area where air masses collide. Because of this, much of Oklahoma is within Tornado Alley and on average 54 tornadoes hit the state each year.Oklahoma is an ecologically diverse state as it i s home to over ten different ecological regions that range from arid grasslands to marshlands. 24% of the state is covered in forests and there is a variety of different animal species. In addition, Oklahoma is home to 50 state parks, six national parks, and two national protected forests and grasslands. Oklahoma is known for its large system of education. The state is home to several large universities which include the University of Oklahoma, Oklahoma State University and the University of Central Oklahoma. To learn more about Oklahoma, visit the states official website.ReferencesInfoplease.com. (n.d.). Oklahoma: History, Geography, Population and State Facts- Infoplease.com. Retrieved from: infoplease.com/ipa/A0108260.htmlWikipedia.org. (29 May 2011). Oklahoma - Wikipedia, the Free Encyclopedia. Retrieved from: http://en.wikipedia.org/wiki/Oklahoma

Strategies of Hearing Aids Market Essay Example | Topics and Well Written Essays - 500 words

Strategies of Hearing Aids Market - Essay Example An increase in the price of commodity results in the decrease of the quantity demanded the same commodity and vice versa (Keat and Young, 2009, p. 47). Therefore, if the firms reduce the prices of hearing aids, there can be increased demand for it and as  result firms can achieve higher sales and higher profits. Demand and revenue are closely related. When demand is elastic, the total revenue will be increased due to a decrease in the price of the product. When the percentage of quantity demanded is more than the changes in price, the total revenue will be increasing. While analyzing the price factor and demand for the hearing aids, it can be understood that reducing the prices can be a reasonable measure to expand the demand and market for hearing aids. But same time, the price is often regarded to be an attribute that consumers value a product and its quality. The case of hearing aid markets show that high price has become the main factor behind less demand for it and therefore firms can increase potential demand for the product if they can offer hearing aids for reduced prices. The hearing aid companies can have pricing strategies. Companies can increase the total revenue by decreasing the prices of hearing aids if the demand is Elastic or by increasing the prices if the demand is inelastic. The hearing aids demand is inelastic because there are very few substitutes and it is considered to be an essential device for hearing for those who suffer from hearing loss (Amlani, 2007). So, the hearing aids firms can possibly increase the prices in order to increase the revenue, but it may have to reduce the prices and increase the quality of the products in order to gain a better position among the competitors especially if there is perfect competition in the market. Based on market and situational analysis like Porter’s five force analysis, a marketing manager will be able to analyze various factors like buyer and supplier powers, competition rivalry, potential entry and other threats, and based these the managers will be able to implement either cost-leadership approach or differentiation approach (Keat and Young, 2009, p. 376).  

Champagne Scholarship letter Essay Example | Topics and Well Written Essays - 250 words

Champagne letter - Scholarship Essay Example Department of Education regulations. I want to pursue my program of study at ITT and maintain my satisfactory academic progress. This scholarship will allow me to prepare myself and obtain a job in my area of specialization. My goal is to complete the remaining two years of my course work at ITT. My objective is to become part of the motorsports industry as a sales representative, a problem solver, and develop designs to attract more people to the automobile industry. I have worked in the motorcycle racing industry and I have also raced with various sponsors. I have won many awards and I want to excel in this area as well. I am familiar with all of the aspects of automobiles and as a Pro Racer I have the ability to work independently and as a team member. Due to my discipline, I am able to deliver tasks on time. I hope that the Champagne Scholarship Committee gives me the opportunity to further my education and pursue my goal and objectives, given my track record of success in these areas that I have become involved with, this will be another successful achievement.

The argument regarding guns Essay Example for Free

The argument regarding guns Essay The argument regarding guns on campus has been a hot topic ever since the widely covered tragedies at Columbine High School and Virginia Tech University. Since those and other shootings have taken place, some states have decided to make provisions to gun carrying laws on campuses allowing students and faculty to arm themselves. However, not all states have been able to pass changes on such a polarizing issue, and are met by heavy opposition from anti-gun groups. The debate is one with deeply rooted emotions for some, as family members and friends have been directly affected by campus violence. No matter which side of the debate you stand on, one has to admit it is interesting to look at how past events may have been altered with different gun laws, as well as the possible risks and prevention that provisions could cause in the future. On April 16, 2007, a single gunman killed 32 people and injured 17 others before taking his own life on the campus of Virginia Tech. Armed with a backpack full of ammunition, Seung-Hui Cho went from classroom to classroom murdering students and teachers before the campus police finally broke down the barricade to the building he was in, and he turned the gun on himself. Although there is not a way to be sure of how something so random could have been prevented, there is also no doubt in the minds of some that it could have been stopped sooner and more innocent lives saved had there been permission to carrying handguns into the classroom. The response in regards to gun laws following the events in Virginia included â€Å"politicians in at least 25 states have considered new laws or policies designed to protect college students† (Lewis 1) within three months of the attacks. The Virginia Tech Massacre opened old wounds and created new ones, all while sparking nationwide interest and debate on how campuses deal with gun restrictions. In 2008, Arizona Senator Karen S. Johnson, following a shooting on the campus of Northern Illinois University, said that â€Å"the police, [Johnson] said, respond too slowly to such incidents and, beside, who better than the people staring down the barrel to take action? † (Archibold 1) Had there been a student or professor armed during the VTech massacre, there is a chance that the gunman could have been taken down much sooner, saving maybe even dozens of lives and preventing multiple injuries sustained during the attacks. Further supporting from 2008 were the figures on violent crimes on college campuses for the year. â€Å"There were 3,287 rapes, 60 killings, 5,026 assaults and 4,562 robberies across college campuses just in 2008†¦experts tell us campus crime is underreported. † (Burnett 1) Those numbers support the thinking that many self defense advocates use in believing they are at a higher risk of attack knowing that most likely someone walking around a college campus will not be armed. Also following the shooting at VTech, the â€Å"Students for Concealed Carry† was formed. Within 6 months of forming the group had chapters at 60 colleges across the nation, and today now has over 350 chapters in 46 states. In 2010 a Colorado court ruled in favor of the SCC claiming there were inconsistencies between laws enforced by the state and by campuses regarding the right to self defense. (Colorado Court of Appeals 3) Those opposed to the notion of allowing firearms on campus often hang onto the risks that such enactments could possibly result in. Eliminating gun-free campuses nationwide could, in a sense, create very tense and hostile environments in schools and brings up several questions such as, â€Å"Will students feel safer knowing that the student sitting next to them could be ’packing’? † (Siebel 1) The atmosphere created by the chance that there are people armed with guns sitting in close proximity to one another could spoil the integrity of academic debate (Rogers 1) in some if not most college campus settings, much pride is invested into the ability to share differing and sometimes controversial ideas on what could be an emotion stirring topic. [School] is a place where we depend on being able to speak our minds and offer sometimes controversial opinions in a free and open place, she said. The feeling among a percentage of faculty is that this will create a climate of fear and intimidation. (Frosch) The prospect of having guns in the classroom makes many people nervous or fearful for understandable reasons, and would likely lead to less focus on actual instruction and academic participation. This immediate effect could also hold larger ramifications as time goes on with the possibility of affected grades, graduation rates, and possibly even lower enrollment rate from state to state depending on the campus gun laws. However, contrary to this belief shared by anti-gun groups, there does not seem to be any major spike in crime on those campuses that do allow concealed weapons to be carried, â€Å"71 campuses in three states already allow licensed concealed carry on campus†¦done so for years without a single resulting incident. †(Burnett) This leads some to believe that the idea that allowing guns campus would turn them into potential warzones may be greatly exaggerated. Another major criticism gun carrying provisions say that the amount of issues that could arise from it outweigh the prevention possibilities suggested by supporters and would cause more gun related incidents to occur as a result. â€Å"[Critics] argue that the guns would make it easier for people barely out of adolescence, or perhaps emotionally troubled, to respond lethally to typical campus frustrations like poor grades or failed romances. † (Archibold 2) That mode of thinking was supported in 2002 when University of Arizona student Robert Flores Jr. shot and killed 3 of his professors then himself after reportedly being barred from taking an exam by one of his professors. It was determined to be premeditated and likely emotion driven as â€Å"police said [he] specifically targeted the instructors, killing one in her office on the second floor and shooting the others in a fourth-floor classroom as students dove for cover. † (Holguin) Of course in the same respect one could say that had the professors been armed some, if not all, lives could have been saved. One will almost never be able to definitively determine the emotions and motives behind someone going off on a rampage through a university, however it is not farfetched to predict that someone willing to take innocent lives would not be as likely to follow the laws concerning guns whether it was legal to carry or not. Opposition to the pro-gun stance in this issue claim that the chances of catastrophic events such as the VTech Massacre are â€Å"rare† and usually â€Å"either last long enough for armed campus security to respond, or are over before anyone can react. † (USA Today) While the likelihood of an attack occurring is admittedly not very high, it would be interesting to hear a Senator explain those odds to the family of someone killed in one of the many tragedies taken place across the country. Also needed to take into account is the fact that some reports on violent crime â€Å"excludes incidents in which only one person was killed or injured, as well as incidents in which a student started shooting, but no one died. † (CLAJ 291) Therefore leaving some reports skewed to the notion that an attack is not likely. The amounts of varying factors weighed in the decision whether or not to permit guns on campuses, causes a major divide between stances in the issue. Such a polarizing issue as gun control can never come to complete compromise. Those uneasy about the idea of having live firearms in a classroom are unlikely to ever feel completely comfortable, and those who feel their right to self defense is being violated will continue to do so. Whether or not more states decide to adopt changes to gun laws, there will continue to be close attention paid to the measures campuses and states take to ensure the safety of students and staff. We can always speculate what could have been prevented, however much can be taken from tragedies in the past in an effort to deter any future attacks and prevent any more senseless acts of violence.

vendor managed inventory :: essays research papers

Vendor Managed Inventory Vendor Managed Inventory is a means of optimizing supply chain performance, in which the manufacturer is responsible for maintaining the distributors inventory levels. The manufacturer has access to the distributors inventory data and is responsible for generating purchase orders. During this process, the supplier is guided by specified objectives regarding inventory levels, fill rates, and transaction costs. A typical business model without VMI entails that when a distributor needs product, they place an order against a manufacturer. The distributor is in total control of the timing and size of the order being placed. The distributor maintains the inventory plan. However, when utilizing the Vendor Managed Inventory model, the manufacturer receives electronic data, usually EDI(Electronic Data Interchange) or via the internet, that tells him the distributors sales and stock levels. The manufacturer can then view every item that the distributor carriers as well as true point of sale data. The manufacturer becomes responsible for creating and maintaining the inventory plan. Under VMI, the manufacturer generates the order, not the distributor. Note that VMI does not change the "ownership" of inventory. It remains as it did prior to VMI. VMI consists of two EDI transactions that are the basis of the process: †¢ Product Activity Record; the data contained in this document are sales and inventory information. This is the primary transaction †¢ The second transaction contains and deals with the product numbers and the quantities ordered by the supplier as the customer requests In all of its forms VMI should be about improving visibility of demand and product flow in a supply chain, facilitating a more timely and accurate replenishment process between a supplier (vendor) and an inventory site (customer, distributor, distribution center, etc†¦). The application of VMI can be at any point within a supply chain: Manufacturer – Wholesale Distributor Wholesale Distributor - Retail Manufacturer - End Customer Wholesale Distributor – End Customer Manufacturer – Internal Inventory Sites Inventory is the proxy for information. In the absence of timely and accurate consumption data, each node in the supply chain compensates for the lack of information with inventory. Not only does poor information flow build supply chain inventories, but it also restricts each company’s ability to react to increases in demand, causes extended outages, service interruptions and lost sales. As actual demand for products is disseminated up the supply chain in a more real time environment, the more closely aligned production is with demand. As the gap between production and demand diminishes, so to does supply chain inventories and service level interruptions.

Fixing California Drought Essay

In an attempt to find a solution that would best resolve the water drought crisis in California, we’ve all heard how we could apply technology such as desalination or green-friendly practices such as water conservation. Finding those who divert water wrongfully is just as challenging as it is to preserve the precious resource. Tough statewide regulations have been already rolled out this year in a bid to punish those who misuse it. Under the emergency conservation restrictions, hosing down driveways and sidewalks is prohibited, along with landscaping that causes excess water runoff that gets noticeable on sidewalk curbs. Californians who wash their cars on their properties must have a hose shut-off nozzle. An offender should expect fines up to $600 a day for unjustified water usage. About 40 percent of all drinking water in Los Angeles is used for landscape irrigation, according to the Department of Water and Power of California. Outdoor watering with sprinklers is restricted to three days a week, with different watering days for odd-numbered and even-numbered street addresses. With new restrictions and ordinances, it’s been reported that some agencies have received more than 30,000 complaints but only issued 300 files through April of 2014. First-time offenders receive a warning. This shows that wasteful water enforcement by city and state departments haven’t put enough effort in a bid to punish violators. Although it has been found that humans had very little to do with the start of the drought, California citizens can affect the duration of it. Ultimately, the only thing that will truly end the drought is drastically increased rainfall. One foot of rainfall would be needed a month to put an end to the effects of the drought. However, there are ways presently available that can help conserve water. This should be a prime focus, as it is the best hope of preventing further damage to our ecosystem. While California cannot control the amount of rainfall it receives its people can slow the growing water deficit; which recently measured at 62 trillion gallons Works Cited: Don Thompson. â€Å"Save California water regulators approve fines for water wasters.† The Associated Press / Los Angeles Daily News. Web. 15 Jul. 2014.

Monetary policy

However, share of total employment is still low due to the fact that numbers of Australians work in the services sector. The rate of unemployment rate was also misleading due to the assumption of that paid work of one hour a week means the persons is classified as â€Å"employed† (Henry Thornton, 2013 ). Employment in manufacturing has been declining dramatically (Appendix 10) and the total number of manufacturing Job losses under the Rued and Gaillardia Governments to 143,300. (Sophie Memorable, 2012) Besides, the high exchange rate of Australia due to mining boom make the export sees competitive and make it costly for foreign company to purchase.The industry other than mining such as manufacturing, tourism and overseas enrolment in Australia has experienced significantly reduced in export income. There's an analysis from the Australia Institute that state out the country's farmers have lost $43. 5 billion in export income since the mining boom pushed the Australian dollar to historic highs, suffering a 41 per cent drop in export earnings since the boom began (The Australian Institute, 2013). The manufacturing index slumped 6. 9 points 40. 3, the stakes reading since June 2009 and fifth drop in six months (SMS, 2012).A depreciation of ADD is likely to put upward pressure on the rate of inflation. A lower dollar increases the price paid on imports, leading to an increase in imported inflation. The mining boom which is cooling has contributed to the depreciated ADD and caused Australia in a dangerous position and struggling and expecting a recession (Henry Thornton, 2013). Implication for Monetary and Fiscal Policy The Australian Dollar has rising over decades not only because of economic boom, but also thank to the effort of Australian government on monetary policy.During Global Financial Crisis, many countries all around the world has suffered in economic growth. However, Australia has done pretty well and has indirectly contribute to the rising of ADD. This is due to ARAB significantly increased of Aggregate Exchange Settlement (SE) balances to a peak of $1 Billion, which usually runs at $1 billion. As the economy enters a â€Å"Systemic Liquidity Stage,† the central banks become the â€Å"lender of last resort† (LOUR), this provided banks liquidity to support themselves in a period of tough financial condition (Varian Chafer, 2009).Over the course of the cuisines cycle, the ARAB continually tighten and loosen monetary policy in order to prevent inflation spilling over it's 2-3% average target range. (Appendix 11). The inflation target is the main guide for monetary policy decisions, and achieving that goal takes priority over other goals. The reason why Australia government want to keep inflation rate low is to stabilize the real income, drive up the economy and enhance country's competitiveness (RUG Barron, 2013). In terms of fiscal policy, government under Gaillardia has failed to perform it well.Competitiveness of Australia's on-mining sectors has slumping due to high company income tax (30%) as compared to other Asian competitor, for example, Singapore (15%) and government did not spent money wisely on infrastructure which would attract investor. In my own opinion, Australians new government under Tony Abbott should cut down the taxes from income. The action mentioned earlier can boost up the amount of the participation of labor force in Australia. When the worker knows that they are going to have a great earning on their real income, more of them are willing to come out to work in different industry.Appendix 12 shows increased in labor supply (supply rev moves to right) when there's tax cut. This is following by the increase in Real Gross Domestic Product. When more labor is involve in an industry, more output is produced and leads to increase in GAP Appendix 13. Besides, government should spend more on infrastructure, introducing new technology facilitating investment to attract the inv estor from foreign country to invest in Australia to increase Aggregate supply and contributes to higher GAP. Appendix 2 Appendix 3 Appendix 4 Appendix 5 Appendix 6 Appendix 7 Appendix 8 Appendix 9 Appendix 10 Appendix 1 Appendix 12 Appendix 13 Monetary Policy 2. Some economists suspect that one of the reasons that economies in developing countries grow so slowly is that they do not have well-developed financial markets. Does this argument make sense? Yes it does make sense since the financial markets have a big role in a country’s economy and has a greater affect on it if it’s working well or not (channeling the funds to people who will use them efficiently and productively).When a country works its financial markets in an efficient way (having the right investments, having enough money supply to better develop the country with its education, health, and infrastructure, and also enough to give for entrepreneurs to help develop the country, etc. ) it will defiantly affect the country positively and result in having a faster developing country. 4. If you suspect that a company will go bankrupt next year, which would you rather hold, bonds issued by the company or equities issued by the company? Why?I would rather hold bonds th an equities because a company will pay whatever left of their assets to their bondholders before their shareholders since bonds are forms of debt; therefor bondholders have claim on a company’s assets before shareholders (owners). 11. How can the adverse selection problem explain why you are more likely to make a loan to a family member than to a stranger? Adverse selection is the problem created by asymmetric information (when one party doesn’t have enough information about the other party to make an accurate decision) before the transaction of a loan occurs.So making a loan with a family member is better, or most likely to occur, rather than with a stranger because one will have more information available (knowing their honesty, risk tolerance and more, and also easier contact) with a family member than a stranger, which will help him/her (the lender) avoid the adverse selection problem. 16. â€Å"In a world without information costs and transaction costs, financial intermediaries would not exist† Is this statement true, false, or uncertain? Explain your answer. Uncertain.Information costs and transaction costs are two of the main reasons why financial intermediaries exist, so if these two costs fall, people will lend and borrow at zero cost and so they won’t be needing any financial intermediary. Nonetheless, financial intermediaries do have other functions such as enhancing individual and national income through interest or dividend on the lender’s surplus fund. Enhancing the GDP of a country through using the funds in a more productive way. They create capital for the country through the savings flow they receive.They help determine the price of traded financial assets through buyers and sellers, and based on the demand and supply. They also provide a sign for the allocation of funds. And finally they provide selling mechanism on financial asset to offer the benefit of marketability and liquidity of such assets. | 17. Wh y might you be willing to make a loan to your neighbor by putting funds in a savings account earning a 5% interest rate at the bank and having the bank lend her the funds at a 10% interest rate rather than lend her the funds yourself? To avoid asymmetric information (adverse selection and moral hazard) and to decrease transaction cost.Putting funds in a bank has no risk and not let one worry about having enough information about his/her neighbor (asymmetric information). If for example I lend my neighbor $100 and the chances for him/her to pay me back were 50%, then my expected return would be $55 [100* (1+10%)*50% + 0*50%]. But if I deposited my funds in a saving account, my expected return would be $105 [100*(1+5%)]. And that is because banks as intermediaries are more capable on providing better-expected return by diversifying their risk. Banks also have better resources on monitoring their borrowers actions; therefor they can avoid the asymmetric information problems. Monetary policy However, share of total employment is still low due to the fact that numbers of Australians work in the services sector. The rate of unemployment rate was also misleading due to the assumption of that paid work of one hour a week means the persons is classified as â€Å"employed† (Henry Thornton, 2013 ). Employment in manufacturing has been declining dramatically (Appendix 10) and the total number of manufacturing Job losses under the Rued and Gaillardia Governments to 143,300. (Sophie Memorable, 2012) Besides, the high exchange rate of Australia due to mining boom make the export sees competitive and make it costly for foreign company to purchase.The industry other than mining such as manufacturing, tourism and overseas enrolment in Australia has experienced significantly reduced in export income. There's an analysis from the Australia Institute that state out the country's farmers have lost $43. 5 billion in export income since the mining boom pushed the Australian dollar to historic highs, suffering a 41 per cent drop in export earnings since the boom began (The Australian Institute, 2013). The manufacturing index slumped 6. 9 points 40. 3, the stakes reading since June 2009 and fifth drop in six months (SMS, 2012).A depreciation of ADD is likely to put upward pressure on the rate of inflation. A lower dollar increases the price paid on imports, leading to an increase in imported inflation. The mining boom which is cooling has contributed to the depreciated ADD and caused Australia in a dangerous position and struggling and expecting a recession (Henry Thornton, 2013). Implication for Monetary and Fiscal Policy The Australian Dollar has rising over decades not only because of economic boom, but also thank to the effort of Australian government on monetary policy.During Global Financial Crisis, many countries all around the world has suffered in economic growth. However, Australia has done pretty well and has indirectly contribute to the rising of ADD. This is due to ARAB significantly increased of Aggregate Exchange Settlement (SE) balances to a peak of $1 Billion, which usually runs at $1 billion. As the economy enters a â€Å"Systemic Liquidity Stage,† the central banks become the â€Å"lender of last resort† (LOUR), this provided banks liquidity to support themselves in a period of tough financial condition (Varian Chafer, 2009).Over the course of the cuisines cycle, the ARAB continually tighten and loosen monetary policy in order to prevent inflation spilling over it's 2-3% average target range. (Appendix 11). The inflation target is the main guide for monetary policy decisions, and achieving that goal takes priority over other goals. The reason why Australia government want to keep inflation rate low is to stabilize the real income, drive up the economy and enhance country's competitiveness (RUG Barron, 2013). In terms of fiscal policy, government under Gaillardia has failed to perform it well.Competitiveness of Australia's on-mining sectors has slumping due to high company income tax (30%) as compared to other Asian competitor, for example, Singapore (15%) and government did not spent money wisely on infrastructure which would attract investor. In my own opinion, Australians new government under Tony Abbott should cut down the taxes from income. The action mentioned earlier can boost up the amount of the participation of labor force in Australia. When the worker knows that they are going to have a great earning on their real income, more of them are willing to come out to work in different industry.Appendix 12 shows increased in labor supply (supply rev moves to right) when there's tax cut. This is following by the increase in Real Gross Domestic Product. When more labor is involve in an industry, more output is produced and leads to increase in GAP Appendix 13. Besides, government should spend more on infrastructure, introducing new technology facilitating investment to attract the inv estor from foreign country to invest in Australia to increase Aggregate supply and contributes to higher GAP. Appendix 2 Appendix 3 Appendix 4 Appendix 5 Appendix 6 Appendix 7 Appendix 8 Appendix 9 Appendix 10 Appendix 1 Appendix 12 Appendix 13 Monetary Policy 2. Some economists suspect that one of the reasons that economies in developing countries grow so slowly is that they do not have well-developed financial markets. Does this argument make sense? Yes it does make sense since the financial markets have a big role in a country’s economy and has a greater affect on it if it’s working well or not (channeling the funds to people who will use them efficiently and productively).When a country works its financial markets in an efficient way (having the right investments, having enough money supply to better develop the country with its education, health, and infrastructure, and also enough to give for entrepreneurs to help develop the country, etc. ) it will defiantly affect the country positively and result in having a faster developing country. 4. If you suspect that a company will go bankrupt next year, which would you rather hold, bonds issued by the company or equities issued by the company? Why?I would rather hold bonds th an equities because a company will pay whatever left of their assets to their bondholders before their shareholders since bonds are forms of debt; therefor bondholders have claim on a company’s assets before shareholders (owners). 11. How can the adverse selection problem explain why you are more likely to make a loan to a family member than to a stranger? Adverse selection is the problem created by asymmetric information (when one party doesn’t have enough information about the other party to make an accurate decision) before the transaction of a loan occurs.So making a loan with a family member is better, or most likely to occur, rather than with a stranger because one will have more information available (knowing their honesty, risk tolerance and more, and also easier contact) with a family member than a stranger, which will help him/her (the lender) avoid the adverse selection problem. 16. â€Å"In a world without information costs and transaction costs, financial intermediaries would not exist† Is this statement true, false, or uncertain? Explain your answer. Uncertain.Information costs and transaction costs are two of the main reasons why financial intermediaries exist, so if these two costs fall, people will lend and borrow at zero cost and so they won’t be needing any financial intermediary. Nonetheless, financial intermediaries do have other functions such as enhancing individual and national income through interest or dividend on the lender’s surplus fund. Enhancing the GDP of a country through using the funds in a more productive way. They create capital for the country through the savings flow they receive.They help determine the price of traded financial assets through buyers and sellers, and based on the demand and supply. They also provide a sign for the allocation of funds. And finally they provide selling mechanism on financial asset to offer the benefit of marketability and liquidity of such assets. | 17. Wh y might you be willing to make a loan to your neighbor by putting funds in a savings account earning a 5% interest rate at the bank and having the bank lend her the funds at a 10% interest rate rather than lend her the funds yourself? To avoid asymmetric information (adverse selection and moral hazard) and to decrease transaction cost.Putting funds in a bank has no risk and not let one worry about having enough information about his/her neighbor (asymmetric information). If for example I lend my neighbor $100 and the chances for him/her to pay me back were 50%, then my expected return would be $55 [100* (1+10%)*50% + 0*50%]. But if I deposited my funds in a saving account, my expected return would be $105 [100*(1+5%)]. And that is because banks as intermediaries are more capable on providing better-expected return by diversifying their risk. Banks also have better resources on monitoring their borrowers actions; therefor they can avoid the asymmetric information problems.

The Right to Develop “Designer Babies”

The Right to Develop â€Å"Designer Babies† The Right to Develop â€Å"Designer Babies† Eugenics is the study of selective breeding of human beings with the objective of improving the human genetic qualities and it is specifically applied in the prevention of congenital disorders and in the heritability of the human IQ (Duster Troy, 1990). The recent developments in Eugenics have given people the possibilities of growing designer babies for various reasons. Prenatal screening and testing are a routine part of pregnancy for most expectant mothers in the US, widening the genetics which were once confined to the clinics and the general world of obstetrics. Parents can use In-Vitro Fertilization (IVF) to have unborn babies tested for various genetic defects though a process known as Pre-Implantation Genetic Diagnosis (PGD). Eugenics is slowly allowing people to be able to breed human beings that will help in treating genetic diseases and get babies of a preferable gender at the same time giving us a chance to enhance desirable traits and eliminate the undesirable one. Alth ough this may not be ethically acceptable, genetic screening helps parents to intervene in the genetic make-up if their children and therefore, the development of designer babies should be allowed. This essay explores the support for the development of designer babies which is achieved by using reproductive technology in a eugenic manner. It evident that this has been done successfully when in 2000, baby Adam Nash of Colorado, USA was born. He had been selected using Human Leukocyte Antigen (HLA) and PGD testing as an IVF embryo. This selection was done on the evidence that he did not have the genetic disability which his sister Molly had. The genetic disability Molly had was Fanconis Anemia. The other argument was that his tissues matched those of Molly (Josefson, 2000). If a transplant could not have been done, Molly would not have lived past seven years of age and she was only six when Adam was born. At birth, blood was taken from Adams umbilical cord and used to successfully transplant stem cells in Molly who with all intentions and purposes was completely cured and fully recovered (Boyle and Savulescu, 2001). It is apparent that what the Nashes did was for a noble cause. T hey decided to have an IVF embryo developed in order to save another life. At the same time, there seems to be nothing wrong with growing a baby with the intention of saving the life of another person. This was advantageous to Mr. and Mrs. Nash because they were able to intervene in Adams genetic make-up who was completely healthy and free from the genetic disorder their daughter had when he was born. In addition to this, they were able to save their dying daughter. It also helped them psychologically since they were saved from the agony of having to live with a daughter with a genetic defect they could do little about and being parents, it would have really affected them. I support the growing of designer babies because they reduce the chances of siring children with serious genetic diseases like Famial hypercholesterolemia, Down Syndrome and blood disorders like Diamond Blackfan Anemia like in Adams case as seen above. Scientists can genetically select the embryos so that their children possess the right cells that do not lead to the manifestation of the particular genetic disease. If there is a history of a particular genetic disease or a blood disorder in the family, the chances of an unborn child getting the disorder are very high. An embryo is therefore chosen that does not have that particular genetic disorder (McLaren Angus, 1990). The unborn child is therefore guaranteed to be healthy and his or her chances of survival are increased. An example is with Charlie Whitaker who had the blood disorder; Diamond Blackfan Anemia. In order to save his life, a designer baby was grown who was totally free from the disorder and like in the case of Adam, t he baby was used to donate blood to Charlie and his life was saved. Growing designer babies can assist a lot in identification of genes that contribute to the understanding of how these genes work (Weil, 2004). With time, the continued development of designer babies will assist couples and scientists to know what kinds of genes are associated with various behaviours and traits. This makes an addition to the knowledge we have about the genetics of many more diseases, behaviours and traits, but the capacity to biologically analyze genetic samples whether from maternal serum, IVF embryos and amniotic fluid will increase rapidly. This will give us a chance to learn more about our future babies and the likely behaviours they might possess. This will then allow us to analyze for thousands of genetic diversities in comparison to the limited analysis of just a few diseases that are done in case designer babies are not grown. The major advantage of such knowledge as far as designer babies are concerned is that, couples are allowed to interfere in their babys genetic make-up and in the process, they are sure of a healthy baby developing in the womb with the desired traits. This inevitably reduces the cost and increases the efficiency (British Medical Association, 2003) of screening, making prenatal analysis very desirable and have its scope broadened. Another reason why I advocate for couples being able to intervene in their babys genetic make-up is that it helps to avoid the cases of terminating pregnancies just because a certain genetic disease was not selected for at the beginning of the pregnancy. This point is very similar to the ones given above but it is important to note that if a couple had not selected for certain disease and the condition is detected during the pregnancy, there are chances that the pregnancy will be terminated to avoid giving birth to a child with the particular genetic defect. The termination of pregnancies have several disadvantages in that it can result to the death of the mother and if she survives, she might become barren due to damages that can be result from the pregnancy termination processes, not to mention the fact that safe terminations of pregnancies are very expensive. Therefore, PGD screening of embryos will ensure the selection of embryos through IVF which allows prenatal diagnosis of fer tilized eggs just before they are implanted in the uterus (British Medical Association, 2004). Therefore, perfectly healthy embryos are chosen for implantations and the cases pregnancy terminations are reduced. Intervention in the genetic make-up of our babies will make a great contribution to eugenics. This is because since the 1990s, there has been very little progress in gene transfer process despite this process being risk free. With the growing of designer babies, this process will be made possible and gene transfer will be done and used for gene therapy of certain genetic diseases. Some research shows that It will be difficult, if not impracticable, to use gene therapy to treat some types of genetic conditions. By now, scientists are focused on using the gene therapy to transfer viable genes to people with recessive genetic conditions that come as a result of their genes to produce the essential enzymes. Using gene transfer is a practical way to help someones body to produce that missing enzyme. Though complex, this process is simpler than the consequences brought about by the chromosomal abnormalities or the dominant mutations (Friedmann, 2005). With the advancement in growing of des igner babies the process of gene therapy will made easier than before. It is good to imagine that the effort and desire to control the occurrence and treatment of genetic diseases will be great. At this particular point growing the designer babies will be integrated with true treatment of and cure for diseases. Gene transfer also opens doors to positive eugenics where it is focused on improving births which comes as a solution to the prevention of undesirable births. Growing designer babies is used to enhance particular desirable qualities in addition to just treating diseases. It is important to note that there is a difference between treatment of genetic diseases and improvement of births. Using extreme distinctions, treatment of genetic diseases focuses at the eradication of the disease like providing a gene that prevents a baby from inheriting a certain genetic condition (as discussed earlier) but the main point of concern here is birth improvement which focuses on improving on the norm. An example here is where transfer of genes is done to help a child with medium height that theoretically occurs at somatic level of cells or the germ level of cells allowing the child to grow to a normal height. When this is done at the embryonic level, it is possible to come up with a designer baby tha t will have a normal life without the undesirable traits like being too short. Creation of designer babies helps to improve future generations in one way or the other (Duster Troy, 1990). This sometimes presents the greatest extremity of trying to create the designer babies. The goal of this essay was to explore issues supporting the growth of designer babies using eugenic technologies as well as finding out the advantages couples have in being able to interfere in the genetic make-up of their children. Even though the current eugenics are not similar to those practiced in the past, many of the similar drives exist even today and most notably the passion to improve the human species and the genetic make-up of our children by making some important reproductive choices. Eugenics has been brutally criticized in the past and this can be attributed entirely to how the underlying goal was pursued. It was done through involuntary limitations of the reproductive autonomy which were done entirely on the weak and the underprivileged and not necessarily because of the goal. The modern and future eugenics evades some of these threats. However, eugenics has more advantages as laid out in the paragraphs above. Eugenics as a practice is based on the underlying intentio n that is aimed for the best interests of a family or a child. It is not based on discriminatory attitudes as proposed by Galtons theory at the beginning to Hereditary Genius: I put forward in this book that the natural abilities of a man are derived by inheritance, under precisely the same restrictions as are the form and physical features of the whole natural world. As a result, as it is easy, notwithstanding those restrictions, to obtain by careful selection a stable breed of dogs or horses gifted with special powers of running, or of doing anything else, so it would be quite realistic to generate a highly-gifted race of men by well judged marriages during several successive generations (Galton, 1883). The morals of eugenics are usually addressed as ethics on the larger level of the society but where individuals and small groups like families are involved, it becomes a case of choice and eugenics can confer to them the benefits shown in this essay.

How to Write a Novel 5 Key Steps Every Good Book Needs [Template]

How to Write a Novel 5 Key Steps Every Good Book Needs [Template] How to Write a Novel: 5 Key Steps Every Good Book Needs [Template] If you misunderstand how to write a novel with the proper story structure, your book will never sell.Harsh, but true. And thats why were here to tell you the exact methods that skyrocketed the popularity of books like The Hunger Games and the Divergent series.Here are the steps for how to write a novel:The Setup for writing a novelThe Inciting IncidentThe First Slap of a novelThe Second SlapThe Climax of a novelBut before we dive right into those, we have to understand your unique writing methodin order for you to understandhow to write a novel in a way thats best for you.What is a Novel?A novel is a work of fiction told through narrative prose focusing on characters and a plot with at least some degree of realism.Essentially, a novel is a long story in which a message, theme, and plot are revealed slowly over the course of scenes and chapters that make up a bigger storyline.How Many Words in a Novel?The exact number of words that make up a novel varies greatly depending on the genre and personal taste, however, a book is considered a novel if it has more than 50,000 words.But that doesnt mean your book will be that long. You have to learn how many words are in your novel.Below is a table detailing how many words make up a novel in each respective genre, as some are typically longer than others.Type of WritingWord CountPages in a Typical BookExampleShort story100 - 15,0001 - 24 pages"The Gift of the Magi" by O. HenryNovella30,000 - 60,000100 - 200 pages"A Clockwork Orange" by Anthony BurgessNovel60,000 - 100,000200 - 350 pages"Harry Potter and the Sorcerer's Stone": by JK RowlingEpic Novel120,00 - 220,000+400 - 750+ pages"Game of Thrones" by George R.R. MartinKeep in mind that these are a baseline. You want to make sure your novel is in the ballpark word count for your genre and target audience but just remember that you can easily go over or under depending on how well the story is craftedand if it covers our 5 key milestones it will be craftedwell.How do you plan a novel? Your Novel Structure Breakdown ( Template)Planning a novel involves coming up with your plot, character development, knowing your audience, and outlining your book.Coming up with your plot involves knowing which genre you want to write or even utilizing a list of writing prompts to get your thoughts moving.Character development is one of the most vital parts of your novel. Take the time to know your characters and protagonist well before you start writing in order to better plot your novel to fit how they act.Your audience will dictate the type of content in your plot. You can always plot first and then decide if youll be writing young adult, new adult, adult, or even middle grade. Just make sure you categorize your novel correctly in order to reach the right audience.Once you know the above, youre ready to outline your novel. First, however, you have to figure out if youre a pantser, plotter, or somewhere in between before you can outline your book.If you want to hav e a solid fill-in-the-blank template, we have three story structures for planning your novel.Fill out the form below to gain access! Whats the Difference Between Pantser Versus PlotterA plotter is someone who plans out their novel with an outline before actually writing, whereas a pantser is someone who writes with seemingly no direction they write by the seat of their pants.Are you a plotter or a pantser?Fiction authors tend to fall into one of two buckets when writing their books.PantsersThese are writers who basically only have a few vague elements about the story in mind when they start writing, but nothing else.One of the most famous pantsers is Stephen King. In interviews, Stephen King has said that he often has an idea of the beginning, the premise, and a vague idea how it’s all going to end – and that’s all he needs to start writing his book.PlottersThese are writers who need to know every piece of their story, down to the minute detail, before they will write a single word. They have full, complete outlines that serve as a guide for their writing.They will know who each and every one of their characters are, what their motivations are, the chapters needed for the book, chapter sections, and in some cases, even paragraphs. Probably the most famous plotter out there is James Patterson.Knowing if youre a plotter or pantser will dictate your entire writing process.Clearly, it’s possible to be successful whether you’re a plotter or pantser. But here’s the harsh reality: whereas Stephen King and James Patterson sit on opposite extremes of the ‘Outline Spectrum’, most of us fall somewhere in between.But that still doesn’t answer the question:Are you a pantser or a plotter?My best advice is to be something in between. Someone who looks beyond the â€Å"outline† of a novel, and identifies something much more important in their story†¦the 5 key milestones were about to reveal to you. How to Write a Novel with 5 Key Milestones of Every Successful NovelMost novels and movies have five key points that make up the core of their story its a formula thats been around for longer than books have.This may not even be something authors do intentionally but rather, these are what make a story (even spoken) good and captivating.What’s more, these milestones are something that readers have subconsciously been trained to look for when digesting a piece of fiction. In other words, if you don’t have these five key moments, your reader is likely to turned off of your story because it didn’t meet expectations set by the hundreds (if not thousands) of stories they have already digested before yours.Lets get started.#1 The Setup when writing a novelThis is where you make your story promise and write an introduction that pulls readers in.Heres a solid resource for how to start a story if you need a few more tips.You tell your reader what kind of story it will be – a comedy, drama, mystery, fantasy, sci:In the Hunger Games, we meet Katniss. From her surroundings, it is obvious that she is poor, and as soon as she steps outside of her wooden shack we see hovering drones.Within the first few pages of this book, we have learned three essential things:This book is a dramaKatniss is our heroine and she has a miserable lifeSURPRISE! There are drones and other technologies that indicate this to be a sci:Katniss volunteers! In the Hunger Games, the inciting incident is irreversible because – quite literally – soldiers grab Katniss, whisk her away from her world, and into the world of the games.There is no escape.And even if she could get away, she would be hunted by the Capital for the rest of her life. With those two simple words, â€Å"I volunteer!† her life has changed forever.Note: There is an exception to this rule when it comes to romances.With romances, the inciting incident is almost always when the two lovebirds meet. (Not always, but for the vast majority of romances, this is the case.) With romances, try to create an inciting incident that si multaneously shows how perfect these two people are for each other while setting up the numerous reasons why they can’t be together.How to Write a Novel Action Step:Answer these questions in full and complete the brainstorming activity. What is your inciting incident? Is it strong enough? Are there ways you could up the stakes or shorten the timeline? How can you make it your inciting incident as impactful and irreversible as possible?Brainstorm several inciting incidents†¦ Don’t settle for one. Take a look at your inciting incidents and ask yourself this: Which one of these is the harshest, deadliest inciting incident of the bunch. Then pick that one.#3 The First SlapNow, we are away to the races for writing a novel!Over the next few chapters, your character should be making a series of gains and losses, where the aggregate result is that their situation is slightly better than what it was at the moment of the inciting incident.The reason why we need this up ward trajectory is because we are setting up the reader for the first slap.The first slap is the moment when everything that our hero has gained is lost in fell swoop. Your hero is brought down to zero. In other words, all gains are lost, and your hero’s situation has never been bleaker.The greater the fall, the more engaged your reader will be.First Slap Example:In the Hunger Games, Katniss’s world is brought down to zero when she actually enters the Games.Between the inciting incident on the first slap, Katniss has made several gains, garnering the attention of the Capital and making some friends along the way. But none of that matters the moment she enters the Games – and what a moment it is.How to Write a Novel Action Step:Brainstorm what your first slap can be. Like with the inciting incident, try to come up with 3:In the Hunger Games, the second slap is when the Game Masters announce that two tributes can survive the Games should they both be from the same district.Katniss goes looking for Peeta, only to find him mortally wounded – he is bleeding to death and won’t survive the next few hours, let alone the rest of the Games. We know enough about Katniss to realize that Peeta dying is the worst thing that could happen to her (besides her own death).But there is hope!An announcement is made that there is something at the cornucopia that the Tributes need, and Katniss just knows that there is medicine there for Peeta.How to Write a Novel Action Step:Brainstorm several seconds slaps and pick the harshest one. Then ask yourself: where is the hope and how will it lead into the climax?#5 The ClimaxThe rollercoaster that you’ve put your reader on is almost over.The reader has gone from an engaging setup where they get to learn about your characters and world to the inciting incident where everything is turned on its head.Then they are subjected to the first and second slaps where you embrace your inner sadomasochist in order to punish your hero and give the readers the thrills they so richly deserve.Now it is time to wrap it all up with the climax.There is only one rule to the climax. A rule that must be adhered to, no matter what genre you are writing in:Make it amazing! The climax should be the moment where your reader puts down the book and goes, â€Å"Holy S*%! That was awesome!†Novel Climax Example:The climax in the Hunger Games is the final confrontation between Katniss and the remaining Tributes, as well as the monsters that the Game Masters send after her. It is wrought with danger and excitement.But what makes the climax truly kickass is the poisonous berries at the end.If you don’t know what I’m talking about, pick up a copy of Hunger Games today and read it! You’ll immediately get why this scene is so amazing.How to Write a Novel Action Step:Brainstorm your kickass climactic scene! Show us how amazing, smart, resourceful, powerful your hero is when overcoming their final obstacles, but remember to make sure its realistic and makes sense for your character.There you have it: how to write a book is made much easier with your 5 key milestones. This method is particularly effective for first-time authors who are still finding their writing feet (or should I say typing fingers) and is an awesome resource that experienced writers can rely on time and again when planning their stories.The 5 Key Milestones combined with a spot-on Premise and A-Story will tell you where your story starts, where it is headed and how it will end.In other words, if you do the novel writing exercises above, you should have everything you need to get your novel to the finish line.

Political Science Research Paper Example | Topics and Well Written Essays - 1000 words

Political Science - Research Paper Example Before we can call the Danish government conservative, we must first briefly discuss, What is conservatism? It can be basically divided into two parts: fiscal conservatism and social conservatism. For the purposes of this essay we will focus mostly on the former. Edmund Burke, the father of conservatism, once wrote: [I]t is to the property of the citizen, and not to the demands of the creditor of the state, that the first and original faith of civil society is pledged. The claim of the citizen is prior in time, paramount in title, superior in equity. The fortunes of individuals, whether possessed by acquisition or by descent or in virtue of a participation in the goods of some community, were no part of the creditors security, expressed or implied...[T]he public, whether represented by a monarch or by a senate, can pledge nothing but the public estate; and it can have no public estate except in what it derives from a just and proportioned imposition upon the citizens at large.1 The focus on individuals and their economic rights are a cornerstone of conservative thought. (It should be noted here, that Burke’s version of conservatism is essentially the same as classical liberalism.) The state should not unduly interfere in the lives of its citizens. While extensive state spending—as implemented by the Danish Social Democratic party during their many years in power—may appeal to key sectors of the population (e.g. unions and students), it does nothing to provide economic opportunities for the average citizen and indeed captures many in a cycle of dependence. In this regard, the election of Rasmussen in 2001 was a breath of fresh air. He is, after all, the author of a book called From Social State to Minimal State and the author of a signature policy that freezes new taxes. He has gone someway to remake his Liberal